當您遇到財務危機而無法從銀行獲得貸款,也找不到親朋好友借錢又沒有擁有房產或車輛可做擔保時,您可以考慮透過個人信用條件申請民間貸款。

Good Governance is NOT an Option

“All nonprofit boards have one thing in common. They do not work.” ~ Peter Drucker I’m not sure I would be quite so pessimistic as Drucker when it comes to assessing the  effectiveness of nonprofit boards; however, I have observed enough ineffective boards to agree at the very least there is some major work to be done.  Sadly, Christian organizations and churches are not exempt and in fact are often the worst offenders. It is out of a deep concern for those Christian organizations and especially the Church that I embark on this series of blogs.  My hope is to that by doing so I might stir some board member or potential board member to examining their role and how the board they serve on might fulfill their responsibilities more effectively. John Carver, often considered the father of the “Good Governance Movement” said this of the state of governance: “Because governance has rarely been the subject of rational design, boards persistently fall into trivia, short-term myopia, meddling in the staff work and other failings. They do so even when composed of intelligent, experienced, caring members. In North America, we have far beyond 5 million governing boards, each relying on the inadequate job design we have all inherited.” My own personal experience of board dysfunction came when I was invited to serve on the Board of a local Christian Bible School and Seminary.  While I had in the past been part of a board, first as a pastor of a church and then on the board of a National Christian Organization, neither of those experiences prepared me for the journey...